Adrian Locke
Adrian Locke writes for Flowz Observer and other Independent Journal publications, covering crypto and digital assets and funds, ETFs and payments. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
5 articles
Fintech News: equipifi Named Best Places to Work Finalist
Bank-led BNPL provider equipifi is a finalist for a regional Best Places to Work honor after its Series B raise. Here is what is reported and what to watch.
Payments news: CFPB backs new national financial literacy plan
The CFPB said it supports the new National Strategy for Financial Literacy, which sets four priorities including digital financial literacy and scam education.
Payments regulation: Treasury's GENIUS Act Section 3 proposal
Treasury's August 17, 2026 GENIUS Act Section 3 proposal set a January 18, 2027 licensing start for U.S. stablecoin issuance and a July 18, 2028 sales limit.
Fintech news: CFPB eyes AI tools and scam education
At a Treasury-led financial literacy meeting, the CFPB's deputy director outlined AI-assisted delivery, scam education and new Trump Accounts materials.
Payments regulation: the Fed's limited 'payment account' proposal
The Fed's May 20, 2026 payment account proposal would give eligible institutions direct payment access with no interest, no intraday credit and balance caps.