Federal Reserve
5 articles
Fintech news: Fed's 2025 survey shows rising debt burdens
The Fed's 2025 Survey of Consumer Finances puts median family income at $82,200 and finds more households with debt payments above 40 percent of income.
Payments regulation: Fed proposes stablecoin reserve rules
The Federal Reserve asked for comment on two GENIUS Act proposals covering reserves, capital and application procedures for Board-supervised stablecoin issuers.
Payments news: Fed proposes ID program rules for stablecoin issuers
On June 18, 2026 the Fed and four other agencies proposed requiring certain payment stablecoin issuers to run customer identification programs, like banks.
Payments regulation: the Fed's limited 'payment account' proposal
The Fed's May 20, 2026 payment account proposal would give eligible institutions direct payment access with no interest, no intraday credit and balance caps.
FedNow opens a door to correspondents: the April 2026 proposal
The Fed's April 8, 2026 proposal would let banks and credit unions use intermediaries on FedNow, including correspondents for cross-border payment legs.