Evelyn Crosswell
Evelyn Crosswell writes for Flowz Observer and other Independent Journal publications, covering funds, ETFs and payments and crypto and digital assets. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
7 articles
Fintech news: Fed's 2025 survey shows rising debt burdens
The Fed's 2025 Survey of Consumer Finances puts median family income at $82,200 and finds more households with debt payments above 40 percent of income.
Fintech News: Stripe and FedEx Dataworks Link Shipping Data to Loans
Stripe and FedEx Dataworks announced a deal on October 6 to use shipment data in Stripe Capital underwriting and add 50-plus payment methods at FedEx checkouts.
Fintech News Check: A Portland Senior Living Locator Launches
A Portland senior living locator service announced its launch via a fintech wire feed. We look at what is known, what is missing, and what families should ask.
Crowdfunding platforms and portals: how they work
How investment crowdfunding platforms and funding portals work under Regulation Crowdfunding: their roles, SEC and FINRA oversight and investor risks.
Fintech news: CFPB stops publishing complaint narratives
The CFPB will cease publishing consumer complaint narratives and visualizations in its public database and is placing past narratives in its FOIA Reading Room.
Fintech news: Circle's Q2 2026 shows USDC at $73.3 billion
Circle's Q2 2026 release on August 5 reported $73.3B in USDC circulation, $701M in revenue and reserve income, and 175 banks enrolled in its payments network.
FedNow opens a door to correspondents: the April 2026 proposal
The Fed's April 8, 2026 proposal would let banks and credit unions use intermediaries on FedNow, including correspondents for cross-border payment legs.